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62 results for "Loan"
Loans
/en/loans/
Overview
At LSR, you can get a housing mortgage if you have paid a premium to LSR sometime in the past 5 years. LSR housing mortgages are available both indexed and non-indexed. You do not have to pay a prepayment fee, neither when you pay a part of your loan o...
/en/loans/overview/
Indexed loans
When loans are indexed, their principal changes in line with the consumer price index (inflation) published monthly by Statistics Iceland.
/en/loans/indexed-loans/
Non-indexed loans
LSR offers non-indexed loans with interest rates that are reviewed every 36 months, but remain fixed in between.
/en/loans/non-indexed-loans/
Rules and regulations
According to the Act, the lender must provide the consumer with various information before taking out a loan. This information should be provided on a standard form. In addition to the standard form, the lender must provide consumers with information o...
/en/loans/rules-and-regulations/
Loan calculator
/en/loans/loan-calculator/
Use of private pensions
Borrowers are advised to use private pension savings for their first property purchase. You can apply for this on the website leidretting.is and you can fin...
/en/loans/loan-services/use-of-private-pensions/
Loan Comparison
Indexed loans have lower interest rates and lower initial payments, but asset formation is slower. Non-indexed loans have higher interest rates and higher initial installments, but at the same time asset formation is faster. Here you can see the main d...
/en/loans/loan-comparison/
Loan services
/en/loans/loan-services/
FAQ
/en/loans/faq/