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72 results for "Loan"
Investments and return
LSR's strong and experienced asset management team manages the assets of LSR's private pension plans. LSR’s Private Pension has delivered good long-term returns, and you can choose between three private pension plans with different investment options. ...
/en/private-pension/private-pension/investments-and-return/
Division A - Retirement
Membership in LSR's Division A gives you extensive rights from the first premium payment until the end of your life. With Division A of LSR, you are entitled to a lifelong pension that you can receive from the age of 60, a disability pension in case of lo...
/en/pensions/division-a/pension-payments/pensions/
LSR’s Division A investments
Division A is the main division of LSR. It was founded in 1997 and is still growing rapidly. Due to the short time since the establishment of the division, its annuity burden is still low, and the investment policy of the division is therefore based on...
/en/investments/overview/division-a/
Division A - Disability Pension
In order to be entitled to the payment of a disability pension, the fund's company physician must assess disability as at least 40% and it must have been sustained for three months or longer. Children of fund members who receive a disabili...
/en/pensions/division-a/pension-payments/disability-pension/
Specified Private Pension
LSR started offering specified private pension in mid-2023, so the department is in a developmental phase. According to the Investment Policy, it is estimated that the proportion of bonds will be 50%, equities 47% and deposits 3%.
/en/investments/overview/specified-private-pension/
Private Pension - Plan III
Plan III is one of LSR’s three private pension plans. The plan’s capital is fully invested in indexed deposit accounts, which minimises fluctuations in returns and is best suited to those who want to keep their balance stable during their last working ...
/en/investments/overview/private-pension-plan-iii/
Private Pension - Plan II
Plan II is one of LSR’s three private pension plans. The weight of bonds is higher than the weight of equities, which means that fluctuations in returns are smaller than in Plan I. Thus, Plan II is suitable for those who want to take less risk in the l...
/en/investments/overview/private-pension-plan-ii/
Division A - Spouse Pension
The amount of the spouse pension is a percentage of the accrued rights of the fund members. A spouse may also be entitled to extrapolation, but then the rights of the deceased fund member are calculated as if they had paid premiums until the age of 65....
/en/pensions/division-a/pension-payments/spouse-pension/
Upon death
Upon the death of an LSR fund member, the spouse and children may be entitled to spousal and child pension payments. If the fund member had saved into private pension or specified private pension at LSR, that balance is inherited to legal heirs according ...
/en/life-events/upon-death/
Division B
Division B of LSR manages LSR's older rights system, but the division was closed to new fund members at the end of 1996. Division B is partly a flow-through fund where employers cover part of the pension payments, in addition to the state guaranteeing ...
/en/investments/overview/division-b/