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Overview

LSR is both the oldest pension fund in Iceland and the largest in terms of assets. The fund has guaranteed its members and their families extensive rights for over 100 years.The fund's policy statement states ...

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Private pension and specified private pension

When you pay into a private pension, your employer adds 2% to your salary and pays it into the private pension savings. That's a direct pay raise for you! That's why everyone should take advantage of private pension savings.

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Privacy Policy

LSR processes personal data in accordance with the applicable data protection legislation at all times. The law covers the processing, storage and sharing of personal information.  Personal data protection is important to LSR

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Specified private pension

If you choose to use the specified personal pension, your rights to lifelong pension and disability pension will be reduced. It is therefore important that each person carefully evaluates whether the specified personal pension is a good option for him ...

/en/private-pension/specified-private-pension/specified-private-pension/

Upon the start of employment

Starting your first job or changing careers is a big step. At such a turning point, it is always good to take stock of your pension matters and the services that LSR has to offer to assess whether everything is in order. Here, we will review the main poin...

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Pension calculator

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Overview

LSR is a long-term investor who strives to achieve a good rate of return, but is also a responsible shareholder and contributes to the development of practices in the securities market. The fund requires that companies it invests in work in accordance ...

/en/investments/responsible-investments/overview/

Payouts

Income tax is deducted from the payouts. It might therefore be wise to keep the tax brackets in mind and distribute payments so that there is less chance that they will fall into a higher tax bracket. The following rules apply to withdrawals:

/en/private-pension/private-pension/payouts/

Investments - Overview

LSR is a long-term investor with the aim of guaranteeing fund members a good long-term return. At the same time, efforts are made to limit risk as much as possible with a varied and well-diversified portfolio.

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Private Pension - Plan I

Plan I is one of LSR’s three private pension plans. The weight of equities is higher than the weight of bonds, which means that there can be some fluctuations in returns, but at the same time higher returns are possible in the long term.

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