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Investment policies

LSR's investment policies state the main priorities for the rate of return on the funds' funds. They aim to ensure a good rate of return while also limiting risk as much as possible.

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Division A

Please keep in mind that LSR’s Division A is a closed pension fund, and it is important to check that the membership conditions are met before premiums are paid. Premium base and rehabilita...

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History of LSR

1855 The foundation for the pension rights of civil servants was laid by the decree of King Fredrik VII of Denmark from 31 May, 1...

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Overview

LSR is both the oldest pension fund in Iceland and the largest in terms of assets. The fund has guaranteed its members and their families extensive rights for over 100 years.The fund's policy statement states ...

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Organisational Chart

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Privacy Policy

LSR processes personal data in accordance with the applicable data protection legislation at all times. The law covers the processing, storage and sharing of personal information.  Personal data protection is important to LSR

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Upon death

Upon the death of an LSR fund member, the spouse and children may be entitled to spousal and child pension payments. If the fund member had saved into private pension or specified private pension at LSR, that balance is inherited to legal heirs according ...

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Life events – summary

As a LSR fund member, you gain the right to a pension for the rest of your life. In addition, the pension premium entitles you to a disability pension if your work capacity is impaired, and in the event of your death, your family may be entitled to a spou...

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Employers

LSR is divided into Divisions A and B, as well as private pension. Division B was closed in 1996, and therefore most active fund members pay into Division A, which accepts new fund members if they meet the conditions for membership. Part of the fund membe...

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Division B

Division B of LSR manages LSR's older rights system, but the division was closed to new fund members at the end of 1996. Division B is partly a flow-through fund where employers cover part of the pension payments, in addition to the state guaranteeing ...

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